Live Govt Schemes & Bank Interest Rates (FY 2026-27)

Updated rates across Post Office, PPF, SSY, SCSS & Major Indian Banks.

Official Rates
Public Provident Fund (PPF)
7.1% p.a.
EEE Tax Exempt • 15 Yrs Lock-in
Sukanya Samriddhi (SSY)
8.2% p.a.
EEE Tax Exempt • Girl Child Scheme
Senior Citizens Scheme (SCSS)
8.2% p.a.
Quarterly Payout • Age 60+
SBI FD Rate (1-3 Yrs)
6.8% p.a.
Senior Citizens: 7.3%
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Always Budget Updated

Updated for FY 2026-27 (AY 2027-28) under the Income Tax Act, 2025 with Section 87A rebate rules and current bank interest rates.